ITR filing online, prepared and filed by a tax expert
Income tax return filing for salaried people, freelancers, traders and NRIs — including belated returns and ITR-U. Check your tax under both regimes free, below. Then send your Form 16 on WhatsApp — an expert files your return and sends the acknowledgment, usually within 24 hours.
Sample sheet. Every client gets one like this before we file.
Free income tax calculator — old vs new regime & HRA
The new regime is the default, but it isn't always the cheaper one. And most salaried people under-claim their HRA. Check both.
New regime
Cheaper for youOld regime
Cheaper for youEnter your income to see the comparison.
Rates used: new regime nil up to ₹4L, then 5% / 10% / 15% / 20% / 25% / 30% in ₹4 lakh bands, with a Section 87A rebate up to ₹60,000 for taxable income up to ₹12 lakh and marginal relief just above it. Old regime: nil up to ₹2.5L, 5% to ₹5L, 20% to ₹10L, 30% above, rebate up to ₹12,500 for taxable income up to ₹5 lakh. Health and education cess of 4% is added in both. Surcharge is applied above ₹50 lakh but without marginal relief — for those incomes, message us for the exact figure. This is an estimate for salary and normal income; capital gains, taxed at special rates, are not covered.
Enter your figures to see the exemption.
HRA exemption under Section 10(13A) is available only in the old regime — the new regime does not allow it. Metro cities for this purpose are Delhi, Mumbai, Kolkata and Chennai, where the limit is 50% of basic plus DA; everywhere else it is 40%. If your annual rent crosses ₹1 lakh you must report your landlord's PAN. You cannot claim HRA for rent paid to yourself.
Income tax slabs for FY 2025-26 (AY 2026-27)
The new regime applies by default. You can still choose the old one — and if you have a home loan, HRA and full 80C, it is often the cheaper choice.
New regime — default
Standard deduction ₹75,000. Section 87A rebate up to ₹60,000 makes taxable income up to ₹12 lakh fully tax-free.
| Taxable income | Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Old regime — with deductions
Standard deduction ₹50,000. Rebate up to ₹12,500 for taxable income up to ₹5 lakh. 80C, 80D, HRA and home loan interest all allowed.
| Taxable income | Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
Senior citizens aged 60–80 pay nil up to ₹3 lakh, and those above 80 pay nil up to ₹5 lakh. These higher limits exist only in the old regime.
A health and education cess of 4% applies on the final tax under both regimes. Surcharge applies above ₹50 lakh — 10%, then 15% above ₹1 crore and 25% above ₹2 crore, with the old regime going to 37% above ₹5 crore. Budget 2026 made no change to these slabs, so the same rates carry into FY 2026-27.
How much tax you pay at each salary
Total tax including cess for a salaried person, FY 2025-26. Old regime assumes ₹1.5 lakh of deductions (80C). Salary runs along the bottom; move across the chart to read exact figures.
Which ITR form should I file? ITR-1, 2, 3 or 4
The wrong form is the most common reason a return gets marked defective under Section 139(9). Three questions and you'll know.
ITR filing charges — flat fee plans
One price, filing included. You pay after we show you the computation and you approve it.
Salaried
- Form 16 + AIS + 26AS matched
- Old vs new regime compared
- All Chapter VI-A deductions claimed
- HRA and home loan interest
- E-verification + ITR-V sent to you
Salaried + Investor
- Everything in Salaried
- Broker P&L parsed — Zerodha, Groww, Upstox
- STCG / LTCG with grandfathering applied
- Crypto reported under Schedule VDA
- Multiple properties & loss carry-forward
Freelancer & Business
- Presumptive scheme 44AD / 44ADA / 44AE
- Profit & loss and balance sheet prepared
- F&O and intraday turnover computed
- Full TDS credit claimed from 26AS
- Advance tax plan for next year
Other work we take on
File ITR yourself, with an agent, or with an expert online?
Sometimes you shouldn't. If your case is one Form 16 and nothing else, the government portal handles it well. Here's where it stops being simple.
| Filing it yourself | Tax Sahi | Walk-in agent | |
|---|---|---|---|
| Cost | Free | ₹999 – ₹2,999 flat | Often a cut of the refund |
| AIS & 26AS mismatch check | You have to spot it | Done before filing | Usually skipped |
| Regime choice | Portal defaults to new | Both computed, you pick | Whatever is quicker |
| Capital gains & crypto | Hard to get right | Broker statement parsed | Depends who you get |
| If a notice arrives | You're on your own | We drafted it, we answer it | Often unreachable |
| Time it takes you | 2–5 hours | 10 minutes on WhatsApp | A trip, and waiting |
How to file your ITR online in four steps
Send documents
Message us on WhatsApp with your Form 16 and PAN. Photos are fine — no app to install, no account to create.
We reconcile
An expert matches your income against AIS and Form 26AS so nothing shows up as a mismatch later, and picks the correct form.
You approve
You get a plain computation sheet: tax under both regimes, refund or payable, and what we claimed. Pay only once you say yes.
Filed and verified
We file it, help you e-verify within 30 days, and send the ITR-V. We follow the refund until it hits your bank.
Watch: how ITR filing on WhatsApp works
Two short videos. The first shows the full process from Form 16 to ITR-V. The second shows when the new regime saves you tax and when the old one can still win.
How to file ITR online on WhatsApp
33 seconds. Send Form 16, we match AIS and 26AS, you approve the computation, we file and e-verify.
Read the transcript
ITR file karna hai? Send your Form 16 on WhatsApp. A tax expert prepares, files and e-verifies your return for AY 2026-27. Step 1: send your Form 16 and PAN on WhatsApp, photos are fine, no app or account needed. Steps 2 and 3: we match your income with AIS and Form 26AS, compare the old and new regimes, and send you the computation sheet. You pay only after you approve it. Step 4: we file and e-verify the return, send you the ITR-V acknowledgement, and follow the refund until it reaches your bank. ITR filing from ₹999. Belated returns until 31 December 2026. WhatsApp 88519 46601.
Old vs new tax regime for FY 2025-26
21 seconds. Tax at every salary from ₹3 lakh to ₹30 lakh under both regimes.
Read the transcript
Old regime or new regime, which one saves you more tax in FY 2025-26? The chart shows total tax for a salaried person at each salary, with ₹1.5 lakh of deductions in the old regime. In the new regime there is no tax up to ₹12.75 lakh salary. If you have large HRA, home loan interest and 80C deductions, the old regime can still win. Check your own numbers free on tax-sahi.com, then let an expert file your ITR.
Documents required for ITR filing
- PAN and Aadhaar — must be linked, or the return won't process
- Form 16 from every employer you worked for this year
- Bank account number and IFSC, pre-validated for refund
- Interest certificates from banks, post office, FDs
- Capital gains statement from your broker or AMC
- Rent receipts and landlord PAN if rent crosses ₹1 lakh a year
- Home loan certificate showing principal and interest split
- 80C / 80D proofs — LIC, PPF, ELSS, tuition, health insurance
Last date to file ITR for AY 2026-27
| Who | Last date |
|---|---|
| ITR-1 & ITR-2 — salaried, pension, capital gains | 31 Jul 2026 |
| ITR-3 & ITR-4 — business, no audit | 31 Aug 2026 |
| Tax audit report (44AB) — extended | 21 Oct 2026 |
| ITR for tax audit cases — extended by CBDT | 21 Nov 2026 |
| Transfer pricing cases | 30 Nov 2026 |
| Belated return — missed 31 July? File by | 31 Dec 2026 |
| Revised return | 31 Mar 2027 |
Miss the due date and Section 234F charges a late fee of ₹5,000 — reduced to ₹1,000 if your total income is up to ₹5 lakh. Interest under 234A applies on unpaid tax, and some losses can no longer be carried forward.
Both of you save ₹200
Send your friend our link. When they file with us, they get ₹200 off and we credit ₹200 back to you. No limit on how many.
Share on WhatsAppTell us three things
Fill this in and it opens WhatsApp with your details already typed. An expert replies with the exact price and the document list for your case.
We use your details only to prepare and file your return. We never ask for your net banking password or OTP.
Tax charts for FY 2025-26 you can save and share
Tap any chart to open it full size. Save it, or forward it to family on WhatsApp.
Income tax return filing services
Whether you search for "ITR filing near me" or "ITR kaise bhare", the answer is the same: send your documents on WhatsApp to 88519 46601 and a tax expert prepares, files and e-verifies your return — wherever you are in India or abroad.
What we file
- Salaried ITR-1 filing — Form 16, HRA, 80C, 80D and home loan interest
- ITR-2 with capital gains — shares, mutual funds, crypto (Schedule VDA) and property
- ITR-3 & ITR-4 for freelancers and business — 44AD, 44ADA, F&O and intraday
- Belated return after 31 July — allowed till 31 December 2026 with 234F fee
- Updated return (ITR-U) for missed or wrong returns of earlier years
- Income tax notice reply — 143(1), 139(9), 133(6) and defective returns
- NRI ITR filing, plus GST return and TDS return filing
Who we file for in Delhi NCR and beyond
- Delhi, Noida, Gurugram, Ghaziabad, Faridabad — no office visit needed
- Mumbai, Bengaluru, Pune, Hyderabad, Chennai, Kolkata — fully online
- Salaried employees who changed jobs or have two Form 16s
- Investors and traders with Zerodha, Groww or Upstox statements
- Pensioners and senior citizens claiming TDS refunds
- Anyone who got a refund held because of an AIS or 26AS mismatch
WhatsApp or call +91 88519 46601 · info@tax-sahi.com
Questions people actually ask
My income is below the exemption limit. Should I still file?
Usually yes. If TDS was deducted, filing is the only way to get that money back as a refund. A filed return is also what banks, visa officers and lenders ask for as income proof. And if your income is below the basic exemption limit, there's no late fee even if you file after the due date.
Old regime or new regime — which one should I pick?
It depends entirely on your deductions. The new regime has lower rates but almost no deductions; the old regime rewards you for 80C, 80D, HRA and home loan interest. Use the calculator above for an estimate, and we compute both exactly before filing so you choose with real figures in front of you.
Can I claim HRA in the new regime?
No. The HRA exemption under Section 10(13A) exists only in the old regime. If you pay significant rent, run both numbers before choosing — the HRA calculator above shows you what the exemption would be worth.
What if I've already missed the deadline?
You can still file a belated return up to 31 December 2026 with a late fee under Section 234F. For years further back, an updated return (ITR-U) is possible within 48 months from the end of the assessment year, with additional tax. Message us with the year and we'll tell you exactly what applies.
What is the last date to file ITR for AY 2026-27?
31 July 2026 for ITR-1 and ITR-2, and 31 August 2026 for non-audit ITR-3 and ITR-4. For tax audit cases, CBDT Circular 07/2026 extended the audit report date to 21 October 2026 and the return to 21 November 2026. If you missed your date, a belated return can still be filed till 31 December 2026.
What is the late fee for filing ITR after the due date?
Section 234F charges ₹5,000, reduced to ₹1,000 if your total income is up to ₹5 lakh. Interest under Section 234A also applies on any unpaid tax, and some losses can no longer be carried forward.
How much does online ITR filing cost?
Tax Sahi charges ₹999 for a salaried ITR-1, ₹1,999 for ITR-2 with capital gains and ₹2,999 for ITR-3 or ITR-4. A belated or revised return is ₹1,499. Fees are flat — never a share of your refund — and you pay only after approving the computation.
ITR kaise bhare — how do I file ITR online without visiting an office?
Send your PAN and Form 16 (or broker and bank statements) on WhatsApp to 88519 46601. We reconcile them with AIS and 26AS, show you the tax under both regimes, file the return once you approve, and help you e-verify it with Aadhaar OTP.
Do you need my income tax portal password?
For most cases, yes — filing on your behalf needs access to your account on the e-filing portal, or your OTP consent at the time of filing. We never ask for net banking passwords or bank OTPs. Change your portal password after filing if you'd prefer.
How long does the refund take?
Most refunds are credited within two to six weeks of e-verification, provided your bank account is pre-validated and your name matches your PAN. We track the status and tell you if the department raises any query.
What if I get a notice after filing?
Send it to us. A basic intimation under Section 143(1) is often just an acknowledgment and needs no action. If a real response is needed, we draft and file the reply — priced separately, and we tell you the cost before starting.